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Thursday, 25 March 2010

Buying Gilts, Property, International Equities and UK Equities

As an employee of a company I have the option to contribute to a pension scheme. I have made the choice as part of my retirement investing strategy to contribute to the pension scheme for the reasons laid out here.

This is new money that enters every month and this month was the equivalent of about 0.9% of my total retirement investing assets. Another months worth of contribution has just been made. This is currently automated to occur each month and will be invested as follows:

- 4% to Index Linked Gilts.

- 60% to UK Commercial Property. A big contribution is made here as my desired low charge portfolio requires 10% asset allocation and my current low charge portfolio is only at 7.8%.

- 21% to International Equities. My desired low charge portfolio currently requires 13.0% asset allocation and my current low charge portfolio is only at 12.9%. This is the only input to International Equities that I am currently exploiting.

- 15% to UK Equities. My desired UK Equities requires 18.1% and my current UK Equities is 18.0%.

As always DYOR.

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