Another year has passed for our UK early retiree.  A year ago I wrote that in the worlds biggest economy, the United States, Donald Trump w...

As I write this post the S&P500 cyclically adjusted price earnings ratio sits at 32.0 against a long run average of 16.9, Donald Trump ...

By now it’s no secret that I dislike investment expenses and continually work to minimise them in the most cost effective manner.  I’ve als...

2017 so far is starting to feel like I’m in a bit of a holding pattern.  We’re starting to feel excited about the new adventures we are goi...

I continue to find pension wrappers are a powerful tool for building FIRE wealth quickly.  Let me demonstrate with a couple of quick exampl...

I have had a YouInvest (formerly Sippdeal) SIPP (Self Invested Personal Pension) wrapper since 2011.  It came about when I first started tr...

Putting the scores on the doors reveals that I progressed to my Financial Independence number  at a rate greater than 0.9% per month.  In h...

Unless you’re one of the lucky ones sitting on a defined benefit pension (although it’s likely you’ll also need some other income source in...

There were plenty of articles in the mainstream media this week musing about the potential changes that were coming to private pension’s in...

In recent years it feels like every Spending Review, Autumn Statement and Budget presented by our wonderful government includes pensions ti...

While my recent posts on sequence of returns risk during drawdown  and bond to equity volatility vs returns  are still fresh in our minds l...

Two events have occurred in the past week that prompt this post: My Defined Contribution Company Pension transfer to a Hargreaves Lansdow...

Anybody who is intending to retire (particularly those taking early retirement) without a healthy Defined Benefit Pension or without knowle...

On Saturday the SIPP of choice for my Company Pension transfer  was heading towards Interactive Investor and their annual costs of £176. ...

About half of my current monthly savings are salary sacrificed into my employers Defined Contribution Pension plan.  I do this over addin...

Every week I religiously capture the value of each of my investments which I then sum to give me an instantaneous net worth.  This week saw...

As part of the UK Budget 2014 George Osborne briefly announced the next tranche of government pension tinkering.  More detail in the form...

When we left our UK Invested Income Drawdown dependent Retiree’s a year ago there was trouble afoot.  Our 4% Withdrawal Rate Retiree, whic...

As I sit here, as a late 40 year old, writing this post 41% of my wealth is held within pension wrappers including a very healthy SIPP.  If...

 Ask anybody at a party or family gathering about personal Pensions, whether that be a now all to rare Defined Benefit Scheme or a Defined C...